Has the Time Come for you to Start Enjoying your Money?

Let nothing stop you from living the retirement of your dreams. We’ll show you how much you need to have set aside so that you can retire with financial security.

It pays to be prepared

After years of hard work, there are many important financial and lifestyle considerations to address. You may be wondering whether you have saved enough to sustain your desired lifestyle, how best to draw an income from your pensions and investments, or how to make the most of your allowances to reduce taxes.

If you’re a business owner, this stage of life may also involve selling your business, which can be a significant and complex financial event. Ensuring you maximise the value of your business sale and understanding how to invest the proceeds are crucial steps toward securing your financial future.

Retirement is about more than just financial planning; it’s about ensuring you can enjoy this next phase of life with confidence and peace of mind. Working with a trusted financial adviser can help you navigate these decisions and create a clear, personalised strategy for a fulfilling retirement.

You probably have questions like…

Can I retire? And if I can, when?

What happens to my family if I die earlier than expected?

Can I give my child a deposit for their house?

How will I spend my time in retirement?

How can I draw money from company tax efficiently?

A pension is a long-term investment, and the value is not guaranteed. Any advice or considerations are personal to each individual’s circumstances.

The Financial Conduct Authority does not regulate Cashflow Planning.

This is what we do best

It all starts with cashflow planning

Our team use cashflow planning to visualise a forecast of your future finances. We provide answers to your burning questions and equip you with the knowledge to make the right decisions as you approach retirement.

Bring your retirement to life

Rather than mundane meetings, we make them exciting. We’ll discuss what you’ll do when you retire and talk about your bucket list. Want to travel business class? Take your family on a memorable holiday? We help make it happen.

Look at your investments closely

Being the specialists we are, we’ll look at your investments and see whether they’re invested well and if you’re taking the right levels of risks. Then, we see if we can improve their performance and the fees you pay.

Answer your questions clearly

We answer any queries you have, honestly and fully. We tell you everything you want to know and keep no secrets. Some financial planners speak in riddles, but that’s not how we like to interact with our clients.

Ongoing reviews to keep you on track

Every year, we’ll arrange a review to assess your plan and investment strategies to ensure they are still on course. We’ll see how you’re getting on with your bucket list goals and update your strategy accordingly to keep things on track.

In our clients’ own words

Henry was honest in explaining our best options and he was extremely patient in waiting for the necessary documentation from players on our side. Other advisers we approached treated us like any other wealth management clients and offered only high-cost options without taking our needs into account.

Chris George

Client since | 2022

I had retired from corporate life and was looking for help with planning for retirement. Henry has a great breadth of expertise and a good sense of humour. He is also very well networked, which has been a big help when needing specialist advice.

Erik Schmidt

Client since | 2023

Henry was very knowledgable and professional. He understood our needs and we felt we were in good hands. We have now consolidated our various pension pots and have a strategy in place to maximise our pensions and savings for the future.

James Eades

Client since | 2022

Henry took a comprehensive look at my pension funds and how I might need to use them. He then advised on the best way to save and invest the money. He reviewed my pension funds and found the one best suited to merge various schemes and get the best outcome for retirement.

Alexis Fox-Mills

Client since | 2019

Brilliantly. His advice was clear, relatable and well explained. Gave the confidence that he knew what he was doing and utterly trustworthy, focused solely on your best interests.

Gino Magnotta

Client since | 2024

From the initial meeting Henry impressed with his very objective outlook and was extremely thorough in asking questions, listening and probing further to fully understand my position and objectives. He was most professional and knowledgeable and I felt gave excellent advice. I thoroughly recommend him as an outstanding IFA.

Roger Culpin

Client since | 2019

Let’s start a conversation about your future ambitions

There’s never been a better time to begin planning your financial future. Fill in the form to share more details about who you are and how you’d like us to help you.