Getting close to retirement

Let nothing stop you from living your desired retirement. We’ll identify what that means to you and explore the options available.

It pays to be prepared

After years of hard work, retirement is beckoning. However, before you start envisioning the countless holidays, family dinners, and new hobbies that come with it, there are several questions on your mind.

As the nest empties and a new phase unfolds, it’s time to focus on getting yourself ready for a well-deserved retirement. You’ve amassed pensions through the years but, if you’re completely honest, you’ve not spent a great amount of time thinking about them. It’s making you question whether you’ve saved enough for retirement.

To turn your retirement dreams into reality, a well-thought-out plan and the assurance that comes with it are essential. This is where cashflow planning plays a pivotal role.

You probably have questions like…

Can I retire? And if I can, when?

What happens to my family if I die earlier than expected?

Can I give my child a deposit for their house?

How will I spend my time in retirement?

Should I reduce my working hours?

A pension is a long-term investment, and the value is not guaranteed. Any advice or considerations are personal to each individual’s circumstances.

The Financial Conduct Authority does not regulate Cashflow Planning.

This is what we do best

It all starts with cashflow planning

Our team use cashflow planning to visualise a forecast of your future finances. We provide answers to your burning questions and equip you with the knowledge to make the right decisions as you approach retirement.

Bring your retirement to life

Rather than mundane meetings, we make them exciting. We’ll discuss what you’ll do when you retire and talk about your bucket list. Want to travel business class? Take your family on a memorable holiday? We help make it happen.

Look at your investments closely

Being the specialists we are, we’ll look at your investments and see whether they’re invested well and if you’re taking the right levels of risks. Then, we see if we can improve their performance and the fees you pay.

Answer your questions clearly

We answer any queries you have, honestly and fully. We tell you everything you want to know and keep no secrets. Some financial planners speak in riddles, but that’s not how we like to interact with our clients.

Ongoing reviews to keep you on track

Every year, we’ll arrange a review to assess your plan and investment strategies to ensure they are still on course. We’ll see how you’re getting on with your bucket list goals and update your strategy accordingly to keep things on track.

In our clients’ own words

Henry was honest in explaining our best options and he was extremely patient in waiting for the necessary documentation from players on our side. Other advisers we approached treated us like any other wealth management clients and offered only high-cost options without taking our needs into account.

Chris George

I had retired from corporate life and was looking for help with planning for retirement. Henry has a great breadth of expertise and a good sense of humour. He is also very well networked, which has been a big help when needing specialist advice.

Erik Schmidt

Henry was very knowledgable and professional. He understood our needs and we felt we were in good hands. We have now consolidated our various pension pots and have a strategy in place to maximise our pensions and savings for the future.

James Eades

Henry took a comprehensive look at my pension funds and how I might need to use them. He then advised on the best way to save and invest the money. He reviewed my pension funds and found the one best suited to merge various schemes and get the best outcome for retirement.

Alexis Fox-Mills

Let’s start a conversation about your future ambitions

There’s never been a better time to begin planning your financial future. Fill in the form to share more details about who you are and how you’d like us to help you.